Protect Your Leadership Team

⚖️ Directors & Officers Insurance

Shield your company's directors and officers from personal financial loss arising from alleged wrongful acts in managing the organisation.

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🤝Dedicated Claims Manager

🧾GST Input Credit eligible

What Is It?

Understanding Directors & Officers Insurance

D&O Insurance (Directors and Officers Liability Insurance) protects the personal assets of a company's directors and officers against claims of wrongful acts, negligence, breach of duty, misstatements, or misleading statements. As a leader, every decision you make carries legal risk — D&O gives you the confidence to make bold, growth-oriented decisions without fear of personal liability.

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Key Numbers

Quick facts that matter for your business decision.

3 min

Policy Issuance

30+

Insurer Options

₹500Cr

Claims Settled

10K+

Happy Clients

Coverage Details

What's Covered

⚖️

Legal Defence Costs

Covers lawyers' fees, court costs, and legal expenses incurred defending directors against claims by shareholders, regulators, or employees.

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Settlements & Judgments

Pays settlements reached out of court or court-ordered judgments against directors when found liable for wrongful acts.

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Regulatory Investigations

Covers costs of responding to regulatory investigations by SEBI, RBI, NCLT, and other regulatory bodies in India.

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Employment Practices Liability

Protection against claims from employees alleging wrongful termination, discrimination, harassment, or other employment-related violations.

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Shareholder Derivative Claims

Defense against suits filed by shareholders on behalf of the company alleging mismanagement or breach of fiduciary duty.

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Cross-Border Coverage

Extended protection for companies with international operations and directors who face claims in multiple jurisdictions.

Who Needs It?

Is This Right for Your Business?

This policy is essential for businesses across these sectors.

🚀 Startups & VC-backed

🏢 Mid-market Companies

📈 Public Companies

🏦 Financial Institutions

🎓 EdTech Firms

💻 IT/SaaS Companies

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Flexible EMI options on annual premiums above ₹10,000

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FAQ

Common Questions about Directors & Officers Insurance

Who is covered under D&O insurance? ▾

D&O insurance covers all serving and past directors, officers, executives, and in some policies, even employees acting in managerial capacities. The coverage can be extended to the company entity itself for securities claims.

What are 'wrongful acts' under a D&O policy? ▾

Wrongful acts include actual or alleged errors, misstatements, misleading statements, omissions, neglect, or breach of duty committed by directors and officers in their managerial capacity.

Is D&O insurance mandatory in India? ▾

D&O is not legally mandatory in India, but it is increasingly required by institutional investors, venture capital firms, and private equity investors as a condition of investment.

How much D&O coverage do I need? ▾

Coverage needs depend on company size, revenue, jurisdiction, and number of directors. Startups typically start at ₹5 Cr cover; larger companies may need ₹50 Cr+. Our advisors will assess your specific risk profile.