Built for Online Retail

🛒 Insurance for E-Commerce & D2C

E-commerce and D2C brands face a unique combination of product, cyber, and logistics risks. We build insurance programs specifically for India's digital commerce sector.

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Key Risks

Challenges Unique to E-Commerce & D2C

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Product Liability Risk
Defective products sold online can trigger class action claims. Marketplace platforms may hold sellers jointly liable.
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Cyber & Payment Security
Payment gateway breaches, customer data theft, and account takeover are top threats for e-commerce platforms.
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Logistics & Transit Risk
Goods damaged or lost in transit, warehouse fire, or fulfilment partner failures can wipe out margins.
Recommended Products

Insurance Solutions for E-Commerce & D2C

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Product Liability
Essential for any business that manufactures or sells physical products.
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Cyber Insurance
Covers payment data breaches, account takeovers, and customer data theft.
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Fire Insurance
Protect your warehouse stock and fulfilment infrastructure.
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Buy Coverage in 3 Simple Steps

Our smart AI engine analyses your business profile and recommends the perfect insurance bundle — no jargon, no hidden costs, instant policy issuance.

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Instant Policy PDF delivered to your inbox in 3 minutes
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Compare 30+ Insurers side-by-side on price, coverage & ratings
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Flexible EMI options on annual premiums above ₹10,000
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GST Input Credit available on all business insurance premiums
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Dedicated Claims Manager assigned from day one
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Digital Policy
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Claims Support
FAQ

FAQ for E-Commerce & D2C Insurance

Do I need product liability if I sell on Amazon or Flipkart? ▾
Yes. Marketplace platforms do not indemnify sellers for product liability claims. As the seller, you remain liable for defective products causing harm to buyers. Product liability insurance is essential for marketplace sellers.
Does cyber insurance cover payment gateway breaches? ▾
Yes. Payment data breaches involving cardholder data are covered under most cyber policies, including PCI-DSS fines and penalties, notification costs, and customer compensation claims.

Protect Your E-Commerce & D2C Business

Get a tailored insurance package built for your industry.

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