Professional Liability Shield

✍️ Errors & Omissions Insurance

Protect your business against claims from clients alleging financial loss due to negligence, errors, or omissions in your professional services.

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🤝Dedicated Claims Manager

🧾GST Input Credit eligible

What Is It?

Understanding Errors & Omissions Insurance

Errors & Omissions (E&O) Insurance, also known as Professional Liability Insurance, covers your business when a client claims that your work, advice, or service caused them financial harm. Even if the claim is groundless, the cost of legal defense can be crippling. E&O covers you regardless of whether you were actually at fault.

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Key Numbers

Quick facts that matter for your business decision.

3 min

Policy Issuance

30+

Insurer Options

₹500Cr

Claims Settled

10K+

Happy Clients

Coverage Details

What's Covered

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Negligence Claims

Covers claims alleging your services fell below the required professional standard and caused the client financial loss.

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Errors in Work Product

Protection for mistakes in deliverables, reports, software, designs, or other work products that cause client losses.

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Failure to Deliver

Covers claims arising from alleged failure to deliver promised services on time or to the required specification.

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Incorrect Advice

Protection for claims alleging that your professional advice or recommendations caused financial harm to a client.

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Legal Defense Costs

Covers legal fees, investigation costs, and court expenses even when the claim is eventually dismissed.

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Settlements

Pays out-of-court settlements and court judgments when you are found liable for errors or omissions.

Who Needs It?

Is This Right for Your Business?

This policy is essential for businesses across these sectors.

💻 Software Developers

🎨 Designers & Creative Agencies

💰 Financial Consultants

🏥 Healthcare Professionals

📊 Management Consultants

⚖️ Legal Professionals

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Flexible EMI options on annual premiums above ₹10,000

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GST Input Credit available on all business insurance premiums

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Dedicated Claims Manager assigned from day one

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FAQ

Common Questions about Errors & Omissions Insurance

What is the difference between E&O and Professional Indemnity? ▾

E&O and Professional Indemnity are essentially the same product. E&O is the term commonly used in the US and for tech companies, while Professional Indemnity is the preferred term in India and the UK. Both cover professional negligence claims.

Does E&O cover intentional wrongdoing? ▾

No. E&O/Professional Indemnity insurance does not cover intentional, fraudulent, or criminal acts. It only covers accidental errors, omissions, and negligence.

Is a claim valid even if I did nothing wrong? ▾

Yes! E&O covers the cost of defending against claims even if you are ultimately found not liable. The legal defense costs alone can be significant.