Safeguard Your Practice

🛡️ Professional Indemnity Insurance

Protect your professional reputation and finances against claims of negligence, breach of duty, or errors in your professional services.

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🤝Dedicated Claims Manager

🧾GST Input Credit eligible

What Is It?

Understanding Professional Indemnity Insurance

Professional Indemnity (PI) Insurance is designed for businesses and individuals who provide professional services or advice. If a client suffers a financial loss they attribute to a mistake or omission in your advice or services, they can sue you — even if you believe you did everything correctly. PI insurance covers the cost of your defense and any resulting damages.

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Key Numbers

Quick facts that matter for your business decision.

3 min

Policy Issuance

30+

Insurer Options

₹500Cr

Claims Settled

10K+

Happy Clients

Coverage Details

What's Covered

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Professional Negligence

Coverage for claims that your professional services fell below the expected standard causing client financial loss.

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Defamation & Libel

Protection for claims of defamation, libel, or slander arising from your professional activities.

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IP Infringement

Covers claims of inadvertent infringement of third-party intellectual property in your professional deliverables.

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Document Loss

Coverage for costs of recreating client documents lost or damaged while in your care, custody, or control.

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Dishonest Employees

Optional extension covering claims arising from fraudulent or dishonest acts by employees causing client loss.

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Worldwide Jurisdiction

Coverage for claims brought in any jurisdiction worldwide on an occurrence or claims-made basis.

Who Needs It?

Is This Right for Your Business?

This policy is essential for businesses across these sectors.

🏦 Chartered Accountants

⚖️ Lawyers & Advocates

💻 IT Consultants

🎨 Architects

🏥 Doctors & Clinics

📊 Management Consultants

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Flexible EMI options on annual premiums above ₹10,000

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GST Input Credit available on all business insurance premiums

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Dedicated Claims Manager assigned from day one

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Digital Policy

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FAQ

Common Questions about Professional Indemnity Insurance

What is the difference between PI and general liability? ▾

General Liability covers physical risks — bodily injury and property damage. Professional Indemnity covers financial losses suffered by clients due to errors in your professional services. Most businesses need both.

What is the 'claims-made' basis? ▾

Most PI policies are 'claims-made' — meaning the policy that covers you is the one active when the claim is MADE, not when the incident occurred. This makes continuous coverage critical.

How much PI coverage do I need? ▾

This depends on your client contract requirements, the size of projects you undertake, and your overall revenue. Contracts often specify minimum PI coverage. Our advisors can review your contracts and recommend the right sum insured.