Built for India's Builders

🚀 Insurance for Startups & SMEs

From pre-seed to Series D — we have the right insurance stack for every stage of your startup journey, with pricing that scales with you.

Get Industry Quote Talk to Specialist
🏆 IRDAI Certified Broker
⚡ Buy in 3 Minutes
🔒 256-bit SSL Secure
📞 Dedicated Claims Support
💯 10,000+ Businesses Trust Us
Key Risks

Challenges Unique to Startups & SMEs

⚖️
Investor & Board Liability
VC-backed startups face D&O claims from investors, employees, and customers — especially during M&A and fundraising.
💻
Cyber & Data Risk
Startups often lack mature cybersecurity infrastructure while handling significant customer and employee data.
🤕
Talent Risk
Healthcare benefits are the #1 factor in hiring decisions — startups without GMC lose talent to better-funded competitors.
Recommended Products

Insurance Solutions for Startups & SMEs

⚖️
D&O Insurance
Required by most VCs and angels before or shortly after a funding round.
View Product →
💻
Cyber Insurance
Protect your customer data and digital infrastructure from day one.
View Product →
👥
Group Medical (GMC)
Compete for top talent with enterprise-grade health benefits from as few as 5 employees.
View Product →
Product Buying Card

Buy Coverage in 3 Simple Steps

Our smart AI engine analyses your business profile and recommends the perfect insurance bundle — no jargon, no hidden costs, instant policy issuance.

✓
Instant Policy PDF delivered to your inbox in 3 minutes
✓
Compare 30+ Insurers side-by-side on price, coverage & ratings
✓
Flexible EMI options on annual premiums above ₹10,000
✓
GST Input Credit available on all business insurance premiums
✓
Dedicated Claims Manager assigned from day one
Start Your Journey →
📋
Quick Assessment
🤖
AI Recommendations
⚡
Instant Quotes
💳
Secure Payment
📄
Digital Policy
🤝
Claims Support
FAQ

FAQ for Startups & SMEs Insurance

When should a startup buy D&O insurance? ▾
Ideally before your seed round closes. Most angel investors and early-stage VCs require D&O as a closing condition. Even without investors, D&O protects founders from personal liability from day one.
What is the minimum GMC plan for a 10-person startup? ▾
We offer GMC plans starting at 5 employees. For a 10-person startup, expect premiums of ₹25,000–₹50,000 per year depending on the sum insured and insurer chosen. Our advisors can find the best value plan.

Protect Your Startups & SMEs Business

Get a tailored insurance package built for your industry.

Get Free Quote → Talk to Expert